Monday, December 19, 2011

...and everything keeps changing...

I bought my postage stamp sized property with dreams and high hopes of planting some roots for a while. I wanted to turn that ugly little property into something beautiful; something to be proud of. Of course I would have rather been able to get something a little more to my liking and better suited to our needs, but it was cheap ($150 a month) and it was a roof over our heads and it was OURS. We are still purchasing that place, but we no longer live there. My kids kept getting sicker than normal. They've always had health problems (Especially Destiny, my 14 year old) so I didn't think too much about it at first. I finally realized the problem was the house and was debating what to do with the place. I didn't want to give the place up after paying on it for 2 years, but I didn't want to continue living there. During this, I lost my job my ex-Father in Law is living in our old place (paying the $150 mortgage) and we are staying with my parents (along with my youngest brother and his wife and baby) ....sigh...We buy most of the food and the girls and I cook and clean the house. Zac does all the fixing and "grunt" work around here for my dad, while I take my mom wherever she needs to go (if and when she ever feels up to getting up and about).  Before we started staying here, I got rid of my chickens because without a job I couldn't afford to feed them and I couldn't let them free range. We also downsized the rabbits to 3. If I would've known we would end up here with my parents, I would have kept them since there is almost 4 1/2 acres here...ah well.

We will be looking for another place towards the end of next month. The guy I'm buying my other place from has fixer-uppers all over the county (and surrounding counties). He works with you on down payments, and monthly payments and does everything legally. People question why I want to buy fixer-uppers. My cousin says it's too much money and I'd be better off buying new (or newer lol) Well, first of all I don't make enough to qualify for a bank loan. 2nd. The guy I'm buying from is SUPER nice and lets me slide on payments when needed and never harasses me. 3rd. I don't want to be stuck in a super expensive mortgage for the next 30 (or more) years of my life. I would much rather buy something cheaper, pay it off, and be done with it. Paying as I go when fixing and remodeling is WAY less stressful for me than worrying about a big bank note every month. Yeah, remodeling can be a pain in the ass, but it's the perfect chance to learn to do things yourself.

Dad talked to me about us taking over payments on this place (HUGE 4 bedroom, 3 bath, 2 living rooms, office, laundry room, 4 1/2 acres, creek, woods, pasture, storm shelter (that needs new roof), patio, and big storage building) in 2 years. I wouldn't mind having this place except the payments are almost $700 a month (not counting insurance), taxes are insane, and they still owe almost $100,000 on it! That may not seem like much to some people, but it's completely outrageous to me. I just can't commit to that. I would feel too much's too scary...I wouldn't So, we are biding our time, trying to make the best of the situation till we can find a place better suited to us and then it's back to starting over....AGAIN.

I'm still determined to have my homestead, and I'm still determined to name it About Thyme Farm, cause it's about dang time I had a farm!!! lol

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